Stage 2: Expenses – Money Going Out

Work out with other members of your household how much money you pay out each week or month on your
basic living expenses. At this stage do not include any debts, arrears or any credit payments.

• Rent.
• Council tax.
• Water Charges –
  Water companies will usually accept weekly, fortnightly or monthly payments
• Gas and Electricity –
  Work out the cost of your bills over the year. Divide by 52 if you are doing a weekly budget.
• Housekeeping –
  Include food, toiletries, cleaning stuff, sweets, cigarettes and a small amount for entertainment and
  other expenses e.g repairs, birthdays, Christmas, etc. A rough guide is:
  
   

  Single person £30 - £50 per week Couple £50 - £90 per week Each Child (dependant on age) £25 - £35 per week Non-dependant £25 - £35 per week

• TV Licence –
  You can arrange to pay monthly through the bank or weekly or monthly at the post office by ringing: 0845
  6015526
• Travelling expenses –
  Include travel to work, school and for shopping. If you are running a car include tax, insurance, breakdown cover, repairs, MOT and petrol.
• School meals –
  If you get Income Support, income-based Job Seekers Allowance or maximum Child Tax Credit but not Working Tax Credit, you are entitled to free school meals.
• Clothing and shoes –
  As a rough guide allow £5 - £10 for each person per week. Allow more if anyone needs special or extra clothing.