If
you’ve come to this page it’s likely that you think that you have money problems
– but these can be dealt with. National Debtline has produced a number of
factsheets which will help you work things out.
Attachment of Earnings
Bailiffs and Council Tax
What to do about debt when someone dies
Bankruptcy
Review pack for people who CAN afford to pay
Review pack for people who CANT afford to pay
What if a creditor refuses my offer of payment
Liability for debts and the Limitation Act
How to deal with Hire Purchase Debt
How to avoid debt at Christmas
Harassment by creditors
Full and final settlement
Charging Orders in the County Court
Credit Reference Agencies
It’s important when you have worked out your financial situation that you make
contact with anybody who you owe money to. DON’T IGNORE THE SITUATION –
if you do the problem will not go away. Tell them in writing. To help you do
this National Debtline have produced draft letters which cover a variety of
situations.
Ask Creditors to hold action on your account
Ask Creditors to accept pro-rata offers of payment on
your debt
Ask Creditors to accept a token or no payment on your
debt
Full and final settlement letter for your debt
Ask Creditors to write off the debt due to your
circumstances
Ask Creditors to reconsider if they refuse to write
off your debt
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