Item Count : 7
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Electoral Roll |
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A list of names and addresses of people over 18 in the UK. You are required by law to register to be on the Electoral Roll. You can then vote in elections. The Electoral Roll is checked when you make an application for credit.
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Employee NIC |
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Stands for employee National Insurance Contributions. This is a form of additional taxation and will be taken off your pay before you get it. You usually need to make contributions before you can claim certain state benefits, such as State Pension when you retire.
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Estimate |
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An estimate is an educated guess. An electricity or gas company will work out an estimate on the basis of how much electricity or gas you have used at this time of year in the past. Look at the meter readings present column on one of your bills. It may have an E before the number. This means the figure on this bill is an estimate. There will usually also be some information on the bill telling you whether your bill has been estimated.
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Excess |
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Some insurance policies ask you to pay the first £50 (or other amount) of the cost of the damage. The insurer will then pay for anything more than this.
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Exclusions |
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Almost all insurance policies have exclusions. These describe events that are not covered by the policy.
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Expenditure |
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Your expenditure is the money you spend. It includes things like:
rent/mortgage food
water, gas and electricity
telephone
transport
council tax child care
TV licence
mobile phone
catalogue repayments
clothes and shoes
household items
loan/credit card repayments
car tax
car insurance
household insurance
alcohol/cigarettes
other expenses
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Expiry Date |
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On plastic cards - after this date your card cannot be used.
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